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Our Business

We are redefining how patients, insurers, and pharmaceutical companies access and pay for care-making healthcare more accessible, affordable, and intelligent. Powered by AI, we connect the healthcare ecosystem with smarter solutions that benefit all.

Care2Pay Platform
Industrial Solutions
AI-Powered Full-Chain Services
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Care2Pay is the unified consumer-facing platform through which patients engage with our offerings. Care2Pay connects patients with health insurance coverage, hospital and physician networks, specialty pharmacies, innovative drugs, multi-payment options, and other patient care solutions.
Care2Pay is the unified consumer-facing platform which connects patients with health insurance coverage, hospital and physician networks, specialty pharmacies, innovative drugs, multi-payment options, and other patient care solutions.
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Diversified Payment Solutions

for Access to Innovative Drugs

Lighten the burden of medical bills, making innovative drugs affordable and bringing new hope to everyday life.
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Direct Billing

Simplifies Healthcare Payment

Say goodbye to complex claims paperwork and lengthy processes. With commercial insurance scan-to-pay, save time and focus on recovery.
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Comprehensive and Professional

Support for Your Health Journey

From appointment booking to home delivery of medications and infusion services, we’re your all-in-one ally in health and a steadfast partner against disease.
Industrial Solutions

We provide customized solutions to build new growth engines, empowering high-quality development for both the insurance and pharmaceutical industries.

Smart Pharma Solution
We provide a comprehensive suite of commercialization enabling solutions to pharmaceutical companies across lifecycle of their products.
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Smart Insurance Solution
We provide end-to-end lifecycle support for health insurance products, supplementing medical care with financial protection.
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Innovative Payment Models

We co-develop innovative payment models with pharmaceutical companies and health insurers and collaborate on inclusion of medical products in commercial health insurance and CSI programs.

Patient Management Service

We help pharmaceutical companies monitor patient medication adherence by maintaining consistent communication with patients, centrally monitoring patients’ enrollment, follow-ups and education on the prescribed treatments to enhance treatment compliance and therefore improve medical outcomes.

Innovative Payment Supply Chain Solution

We establish a dedicated supply chain fulfillment network, empowering pharmaceutical companies to better reach regional distributors, pharmacies or others.

Product Actuarial Design and Pricing Advisory

Our multidisciplinary teams of clinical specialists, pharmacists, and actuaries collaborate with insurers in the early product design phase to co-develop benefit structures that reflect real-world medical practice.

Operations and Claims Fulfillment

We equip insurers with digital claims platforms that unify pre-authorization, eligibility checks, and claims adjudication. These systems integrate AI with human oversight to manage medical necessity reviews.

Marketing and Distribution

Our licensed brokerage infrastructure provides comprehensive go-to-market support, enhancing insurers’ customer acquisition and distribution capabilities.

Health Management and Value-Added Services

We embed proactive health management services directly into insurance products to enhance value over time. These include disease-specific health coaching, medication adherence programs, and virtual specialist consultations.

AI-Powered Full-Chain Services

We have built a proprietary AI-driven infrastructure, mind42.ai, which integrates extensive datasets, cutting-edge open-source models, and vertical industry applications to address critical industry challenges in healthcare, pharmaceuticals, and insurance industries. Its AI capabilities center on process optimization, enhanced decision-making, and provision of actionable insights.
We have built a proprietary AI-driven infrastructure, mind42.ai, which integrates extensive datasets, cutting-edge open-source models, and vertical industry applications to address critical industry challenges in healthcare, pharmaceuticals, and insurance industries.
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Revolutionizing Payment and Patient Service Pathways
mind42.med supports internal teams working on pharmaceutical partnerships by generating disease-specific insights, patient analytics, and commercialization support through advanced AI algorithms and a unified, patient-centered data infrastructure.
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Empowering End-to-End Intelligent Decision-Making for Insurers
mind42.ins enables our internal execution on behalf of insurance partners, with four vertical AI modules that address actuarial modeling, risk control, claims automation, and health insights, each capable of executing complex tasks across the insurance value chain.
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One-Stop Solutions for Medical and Insurance Queries
With deep expertise in both pharmaceuticals and insurance industries, xiaofu can provide personalized, real-time support throughout the entire healthcare journey. It brings transparency to healthcare, simplifies insurance, and transforms a traditionally fragmented experience into one that is seamless, accessible, and user-centric.